Charity Bank's loan report spotlights social benefits and shows ethical nature of its lending policy

Charity Bank – the ethical bank that takes savings from individuals and institutions, and lends solely to social sector organisations – has issued the 2014 edition of its Portfolio Report of current borrowers, as part of its commitment to be transparent about what happens to the money that it lends and the social benefits it is supporting.

This year, its Portfolio Report features case studies of one borrower in each of the sectors to which the Bank lends, and interviews with some of the people who benefit from the work of the Bank’s borrowers.

The report identifies more than 250 organisations, categorised by sector: arts, community, regeneration, sport, education and youth, faith, housing, health and social care, and environment.

The case studies feature:

  • Half Moon Young People’s Theatre in London
  • The Glencorse Association in Midlothian
  • Holywell Trust in Derry-Londonderry
  • Folkestone Sports Centre Trust in Kent
  • Somerset Coast YMCA in Somerset
  • City Life Church in Sunderland
  • Abbots Bromley Hospital in Staffordshire
  • Emmaus Village Carlton in Bedfordshire
  • River Bain Hydro in North Yorkshire.

The report also contains maps, showing where each borrower is based in the UK by sector and an introduction to the Bank’s approach to lending and how it helps improve lives.

Charity Bank’s Chief Executive, Patrick Crawford says, “Charity Bank exists to use financial capital to generate social good, by lending to social sector organisations that are enriching society. Our Portfolio Report illustrates the breadth of regions and the variety of organisations and sectors that our borrowers work in. The case studies bring to life the human stories of collaboration between charities, the people they are helping and the Bank’s staff.

“Charity Bank is a community of savers, borrowers, investors, staff and supporters with a common vision, and the Portfolio is a testament to how well that community is working together for social good.”

A pdf copy of Charity Bank’s 2014 Portfolio Report is available at:

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